Poolder intends this statement to provide legally required information regarding sustainability and sustainability risks of Poolder's investments and investment policies. It is important for Poolder to strike a practical balance between sustainability goals, investment objectives, sustainability risks, sustainability factors and policy.

A 'sustainability risk' is defined as an environmental, social or governance event or circumstance that, if it occurs, could cause an actual or potential material adverse effect on the value of the investment.

A 'sustainability factor' is defined as environmental, social and employment issues, respect for human rights, and combating corruption and bribery.

Sustainability risks that could be part of the investment decision process include:

• Disruption of communication networks or data servers due to natural disasters such as tsunamis, tornadoes and wildfires resulting in limited access to DeFi applications or other constituent investment policies;
• An increase in the use of environmentally polluting resources in generating electricity used to compute, secure and distribute blockchains and blockchain information;
• Changes in electricity use law in computing, securing and distributing blockchains and blockchain information;
• 'ESG apathy', or the lack of action on sustainability among certain key actors within the DeFi sector.

Sustainability risks are not currently part of the investment decision process. Poolder plans to update the policy in this area in 2024. You can check the website www.poolder.com for updates on our policy in this area.

Sustainability factors that could be part of the investment decision process include:

• Energy consumption of certain blockchains, cryptocurrencies or DeFi protocols and DeFi projects;
• Financial inclusion and access to financial services;
• The social impact of using blockchain-based financial services;
• Transparency on the impact on sustainability factors of DeFi protocols and DeFi projects

Poolder is keen to consider the unfavorable effects on sustainability factors of investment decisions. By actively participating in the world of DeFi, Poolder hopes to contribute to global financial emancipation borne of the revolutionary and sustainable technologies that make this form of investment and payment possible. Nevertheless, it is not (well) possible for Poolder to explain these considerations pragmatically, objectively and representatively under current legislation. This is partly because the impact on sustainability factors of investments in DeFi are difficult to measure, or at least that the calculations made are not (yet) representative. Poolder aims to be able to provide more transparency to the relevant stakeholders in 2024. A first update on this will already be provided at the end of 2023 on the website www.poolder.com.

Poolder's remuneration policy does not take into account the integration of sustainability risks.